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Minimum Essential Benefits

The ACA Essential Benefits

What your policy must cover

To be in compliance with the new healthcare reform laws and avoid costly penalties, you must purchase insurance coverage that pays at least 60% of the costs of the following “essential benefits.”

-Ambulatory patient services
-Emergency services
-Maternity and newborn care
-Prescription Drugs
-Mental health and Substance Abuse disorder services
-Rehabilitative and habilitative services and devices
-Pediatric services, including oral and vision care
-Preventive and wellness services, and chronic disease management

Need additional help?

Are you compliant with the ACA

SPC can help individuals comply with the ACA and enroll in an affordable health plan that contains the essential benefits, either through the Health Insurance Marketplace or the open market.  Visit our Individual Insurance page for more information or contact us using the form below.


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