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Service Planning Corporation hits 25 years in business.

Welcome to Service Planning Corporation (SPC). We are an insurance and investment advisory consultancy located in sunny Ft. Lauderdale, Florida. Our goal at SPC is to make purchasing and owning insurance, investments, employee benefits and other financial services as easy and economical as possible for our clients.

Check the background of Ameritas Investment Corp. or this investment professional on FINRA BrokerCheck.

Hundreds of Businesses Trust Service Planning Corporation!

SPC consultants are certified, licensed insurance agents who have decades of experience in the health, life and group benefit arena. They understand the importance of assessing each client’s needs individually, and then finding and developing solutions that fit those unique needs.

SPC is independent of any one particular insurance company, and is committed to offering free, expert and unbiased information for individuals, businesses and their employees.

Founder & CEO

Rick Magill has more than 30 years experience as a financial adviser and benefit consultant. He is constantly exploring and evaluating new solutions to help clients meet the challenges of today’s constantly changing insurance landscape. Because of Rick’s efforts, he has been recognized by numerous awards through the years, most recently – 2019 USF Fast 56 Class and NAHU Golden Eagle nominee.

Check the background of Ameritas Investment Corp. or this investment professional on FINRA BrokerCheck.

Cost Saving Plan Strategy

Our consultants are trained to assess each client’s situation individually. We’ll perform an assessment of your current plan, utilizing sophisticated business tools geared to help us enhance your benefits, while controlling costs.

Service – Second to None

Service is so important to us, we made it the first word in our agency’s name. From plan implementation to effective annual renewals, we assist employers all the way with employee education, billing, claims issues and more.

Compliance and HR Tools

SPC invests heavily to provide clients with the best technology resources in HR support & compliance. This includes branded employee handbooks, forms and more, in addition to real-time legislative updates and webinars.

Benefits Web Portal

SPC clients benefit from our online benefit portal accessible 24/7 to plan sponsors and their employees, which can be used for online enrollment/changes, electronic information, and other HR functions.

Wellness Plan Services

Wellness programs are another way we help clients save money and attract top talent. We provide wellness newsletters and other related services for our clients, including negotiating wellness services from healthcare providers and carriers.

Private Exchange

An employee benefit plan that offers many advantages to the employer and employee. Plans are purchased in a private exchange (set up by employer), and selected by employees, based on individual needs, and are paid for with pre-tax dollars through payroll deductions.

Why You Should Choose SPC

Service Planning Corporation (SPC) has been in business since 1990 and has become known as one of the most trusted health insurance and financial services consulting firms serving employers and individuals throughout Florida and other areas.  The company was founded by Rick Magill, on his belief that insurance and investments do not need to be complicated.  They can be both simple and economical, if approached and handled in the right way, and by the right insurance professional.


2016, 2017, 2018, 2019
Proactive Advisor Magazine, Cover Article
February 28, 2019

Recent Blog Posts

Additional Services
For Businesses, Individuals & Medicare Recipients

Individuals & Families

If you qualify for a subsidy, you will be directed to the Federal Health Marketplace to secure your premium discount (tax credit). Use our premium calculator to determine your eligibility. Be sure to list us as your agent to enjoy free plan support.


Did you miss open enrollment? You may still be able to sign up for health insurance if you have a qualifying event. Call our office at (954) 492-0640 or click above button for more details.


Life, Dental, Vision and other Supplemental coverages can be purchased year round.

Medicare Recipients

Medicare Advantage (Part C)
Medicare Supplements (Medigap Policies)
Medicare Part D (Prescription Drug)


Did you miss open enrollment? You may still be able to sign up for health insurance if you have a qualifying event. Call our office at (954) 492-0640 or click above button for more details.


Life, Dental, Vision and other Supplemental coverages can be purchased year round.

Life Insurance

Term Life
Whole Life
Universal Life
Variable Life
Fixed or Variable Annuities
Group Life Insurance

Life insurance can be complex. SPC can help you decide which type of life insurance best fits your needs and goals. Please visit our page on Life Insurance or call our office at (954) 492-0640 for a free life insurance consultation.


If you know the amount and type of life insurance needed, click below to get an instant quote.


Supplemental Coverage

SPC offers a broad range of supplemental insurance to purchase separately or bundle with your health policy.

Dental Plans
Vision Plans
Long or Short Term Disability
Long-Term Care Insurance

To request a quote, call our office at (954) 492-0640 or click here to learn more about Supplemental Insurance or to fill out our online quote request.


Note that Supplemental Coverage does not fall under the same federal requirements as Health Insurance and therefore can be purchased any time of the year.

Travel Insurance

If you are planning a trip and worry about potential unknown medical expenses or lost money due to cancellation - travel insurance will most likely be right for you.


Click below to obtain travel insurance through our highly rated partner, insuremytrip, who has licensed representatives ready to help you.


Healthcare Reform

Healthcare Reform, namely the Affordable Care Act (ACA), is becoming part of everyday life. SPC can help both businesses and individuals navigate and understand this complex new law, and stay compliant with the new guidelines.


Visit our page on Healthcare Reform for some brief highlights of how the ACA may affect you and to request our Healthcare Reform consulting services.


For Employers Only
Ask us about our HR resource tool that gives you access to legislative updates and compliance information in real time. Click here to learn more or call our office at (954) 492-0640 for more information.

Investment Services

As an experienced Registered Representative and Investment Advisor, Rick Magill offers the following investment products:

Retirement Plans
College Funding
Mutual Funds
Insurance and Annuities

In 2015 and 2016, Rick Magill, the founder and President of SPC, was named by Financial Times as one of the top Financial Advisors in the USA.


For more information call Rick Magill at (954) 492-0640 or visit our Investment Services page.

How many times have you heard someone say “I wish I would have started saving earlier (or more ) for retirement”? Retirement is a milestone that everyone should look forward to sooner rather than later.

Do you already know the amount and type of life insurance needed? You can use this calculator and instantly view quotes from most of today’s leading life insurance carriers.

How much money will your dependents need should something happen to you? When advising our clients, an expression we like to use is, “plan for the worst but hope for the best”.